April 28, 2025
AgencyHow to Handle Auto Insurance After a Car Accident
After a car accident, the first thing to do is to check for injuries and call emergency services if needed. Alert the police so they can file a report. Once everyone is safe, it’s essential to document the scene. Take photos of the damage to all vehicles involved, the surrounding area and any relevant road […]
March 26, 2025
AgencyUninsured Motorist Coverage: Why It’s Essential Even If You’re a Safe Driver
Auto insurance policies can ensure legal compliance and foster financial security even after serious accidents and vehicular damage. Unfortunately, not everyone carries adequate coverage, making uninsured motorist coverage a valuable investment. What Is Uninsured Motorist Coverage? As its name suggests, this part of an auto insurance policy can cultivate financial security even after accidents and […]
February 14, 2025
AgencyAuto Insurance for Rideshare Drivers: What You Need to Know
Working as a rideshare driver has become an appealing occupation for many people. Whether you subsidize your primary income by driving at night or on weekends, or make ferrying passengers your full-time job, these opportunities can be rewarding and lucrative. However, while rideshare companies like Lyft and Uber have become fixtures of the transportation industry, […]
January 28, 2025
AgencyHow Your Car’s Make and Model Affect Your Insurance Premiums
When shopping for a new vehicle, it’s important to consider how a car’s make and model can significantly influence your insurance premiums. In , , understanding this relationship can help you make informed decisions about your next vehicle purchase. The Vehicle Safety Factor Insurance companies look closely at safety ratings and crash test results when calculating […]
December 20, 2024
AgencyThe Pros and Cons of Usage-Based Auto Insurance—Is It Right for You?
Usage-based auto insurance (UBI) tailors premiums based on your actual driving behavior. This innovative approach leverages technology to monitor how, when and where you drive, offering a more personalized and potentially cost-effective insurance solution. The Pros of Usage-Based Auto Insurance One of the most significant advantages of UBI is the potential for cost savings. By […]
November 25, 2024
AgencyUnderstanding No-fault Insurance—What It Means for Drivers in South Carolina
When it comes to car insurance, understanding the difference between no-fault and at-fault systems is crucial. While many states in the U.S. operate under a no-fault insurance system, South Carolina is not one of them. Instead, South Carolina follows an at-fault system, which has significant implications for drivers in the state. What Is No-Fault Insurance? […]
September 21, 2024
AgencyHow Vehicle Accidents Affect Your Auto Insurance Premiums
Auto insurance premiums are influenced by numerous data points about you, your vehicle and your chosen coverages. One significant factor impacting your insurance premiums is your driving history—particularly vehicle accidents. When you’re involved in a vehicle accident, your insurer typically reviews the incident to determine fault and assess the financial impact. Insurance companies base premiums […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]