November 25, 2024
AgencyUnderstanding No-fault Insurance—What It Means for Drivers in South Carolina
When it comes to car insurance, understanding the difference between no-fault and at-fault systems is crucial. While many states in the U.S. operate under a no-fault insurance system, South Carolina is not one of them. Instead, South Carolina follows an at-fault system, which has significant implications for drivers in the state. What Is No-Fault Insurance? […]
October 23, 2024
gvlinsurancecompanyThe Impact of Your Driving Record on Auto Insurance Rates
Your driving record plays a crucial role in determining your auto insurance rates. Insurance companies assess your driving history to gauge the risk you pose as a driver. A clean record can lower premiums, while a history of violations or accidents can significantly increase your rates. Here’s how various factors related to your driving record […]
September 21, 2024
AgencyHow Vehicle Accidents Affect Your Auto Insurance Premiums
Auto insurance premiums are influenced by numerous data points about you, your vehicle and your chosen coverages. One significant factor impacting your insurance premiums is your driving history—particularly vehicle accidents. When you’re involved in a vehicle accident, your insurer typically reviews the incident to determine fault and assess the financial impact. Insurance companies base premiums […]
August 27, 2024
gvlinsurancecompanyMedical Payments Insurance in Greenville, SC
Medical payments (MedPay) insurance is optional for South Carolina drivers. It may help provide financial assistance for accident-related medical expenses for you and your passengers. MedPay policies pay only up to the dollar limit, so working with your agent to determine an appropriate limit is crucial. The can help you determine appropriate MedPay limits. How […]
July 29, 2024
gvlinsurancecompanyAuto Insurance in South Carolina
Understanding your auto insurance coverage options is crucial to ensure you’re adequately protected on the road. South Carolina’s insurance laws can be complex, but with the proper guidance, you can make informed decisions that suit your needs. Understanding Insurance Coverage Requirements In South Carolina, auto insurance requirements include two main types of coverage, including the […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]