Auto Insurance in Greenville, SC
Auto insurance is crucial for complying with South Carolina’s legal requirements and financially protecting yourself from substantial losses.
Why Do I Need Auto Insurance?
There are several reasons why you may need auto insurance, including the following: 
- Legal requirements—South Carolina mandates drivers to carry bodily injury liability, property damage liability and uninsured motorist coverage.
- Lender mandates—Some auto lenders may require additional types of insurance if you’ve financed your vehicle, such as collision and comprehensive coverage in your policy.
- Financial security—Even if it’s not required, it’s still recommended that you purchase auto insurance. It may help you avoid paying your repair costs and other liabilities out of pocket.
What Types of Auto Insurance Coverage Are Available in Greensville, SC?
The types of auto insurance coverage available in the state may vary depending on the insurer. However, a standard policy may provide the following:
- Comprehensive coverage may cover damages caused by non-collision risks like fire, natural disasters, theft or vandalism.
- Collision coverage may pay for repair costs if you hit an object or another vehicle.
- Bodily injury liability coverage may pay for the medical expenses of a third party who sustained injuries in an accident for which you were at fault.
- Property liability coverage may cover damage you may have caused to another party’s property.
- Uninsured/underinsured motorist coverage may cover damages if you were hit by a driver with little or no coverage, or if you were involved in a hit and run.
Where to Get Auto Insurance
Contact GVL Insurance Company today for a personalized quote.
Auto Insurance FAQs in TN
Auto insurance is crucial for protecting your finances, your passengers, and your vehicle. Our team at GVL Insurance Company can help you select coverage that suits your lifestyle and budget. To get you started, we’ve addressed some of the most common questions about auto policies below.
What Does Auto Insurance Cover?
Auto insurance is largely customizable. Standard policy options may include coverage for a wide range of situations, including the following:
- Accident-related expenses if you cause injuries to others or damage their property
- Your vehicle’s repair costs after a crash, regardless of who is at fault
- Losses resulting from noncollision events, such as theft and vandalism
- Financial support after an accident with an at-fault driver, if they lack adequate insurance
- Medical expenses for you and your passengers following an accident
Is This Coverage Required in South Carolina?
Under state laws, all drivers are required to carry minimum liability coverage. This helps cover injuries or damages you may cause to others in an accident. Additional coverage options can provide financial protection for you and your own vehicle.
Can I Customize My Policy?
You can enhance your policy with optional add-ons, such as roadside assistance, which may provide towing services, flat tire assistance and battery jumps if your vehicle breaks down. Drivers also often add rental reimbursement, which can cover rental car fees while your vehicle is being repaired after a covered claim.
How Are Auto Insurance Rates Determined?
Several key factors can help insurers assess risk and determine the cost of coverage. These include your driving record, vehicle type, location, age and coverage selections.
What Should I Do After an Accident?
If you’re involved in an accident, make sure everyone is safe, contact the authorities and exchange information with the other driver. Notify your insurance provider as soon as possible so you can be guided through the claims process. An adjuster will then review the details of the accident, assess damages and determine what coverage applies under your policy.
Learn More
If you have more questions or need help in finding the right auto insurance coverage, contact GVL Insurance Company today.
