octubre 28, 2025
AgencyThe Benefits of Roadside Assistance: Is It Worth Adding to Your Auto Insurance Policy
Unexpected car troubles can happen to anyone. At , we know how stressful it can be to find yourself stranded on the side of the road. That’s why many drivers consider adding roadside assistance to their auto insurance policy. What Does Roadside Assistance Cover? Roadside assistance is designed to help when your vehicle breaks down […]
septiembre 15, 2025
AgencyThe Importance of Gap Insurance
Guaranteed asset protection (gap) insurance is designed to cover the difference between what you owe on your car loan or lease and the actual cash value of your vehicle if it’s declared a total loss. Vehicles can depreciate quickly, especially in the first few years. It’s common for the loan balance to exceed the car’s […]
agosto 20, 2025
AgencyThe Role of Credit Scores in Auto Insurance in South Carolina
In South Carolina, insurance companies may use credit-based insurance scores to help determine auto insurance rates. These scores are not identical to traditional credit scores used by lenders, but they share several contributing factors. The concept behind using credit information in auto insurance is based on risk assessment. Insurers look at financial behaviors and patterns […]
julio 11, 2025
AgencyCovering Your Classic Car – Auto Insurance
Collecting, restoring and displaying classic automobiles can be a rewarding and enjoyable passion. However, owning, working on and driving these often older vehicles requires careful consideration of relevant risks and exposures. You’re likely familiar with the general importance of auto insurance, but when working on an antique, vintage or classic car, you’ll likely need specialized […]
mayo 28, 2025
AgencyHow Location Affects Insurance Premiums
When shopping for insurance, many people are surprised to learn how much their ZIP code can influence what they pay. Whether you’re looking at auto, home or renters insurance, your location plays a role in determining your premium. Risk Factors Tied to Geography Insurance companies evaluate risk based on a wide range of data, including […]
abril 28, 2025
AgencyHow to Handle Auto Insurance After a Car Accident
After a car accident, the first thing to do is to check for injuries and call emergency services if needed. Alert the police so they can file a report. Once everyone is safe, it’s essential to document the scene. Take photos of the damage to all vehicles involved, the surrounding area and any relevant road […]
marzo 26, 2025
AgencyUninsured Motorist Coverage: Why It’s Essential Even If You’re a Safe Driver
Auto insurance policies can ensure legal compliance and foster financial security even after serious accidents and vehicular damage. Unfortunately, not everyone carries adequate coverage, making uninsured motorist coverage a valuable investment. What Is Uninsured Motorist Coverage? As its name suggests, this part of an auto insurance policy can cultivate financial security even after accidents and […]
febrero 14, 2025
AgencyAuto Insurance for Rideshare Drivers: What You Need to Know
Working as a rideshare driver has become an appealing occupation for many people. Whether you subsidize your primary income by driving at night or on weekends, or make ferrying passengers your full-time job, these opportunities can be rewarding and lucrative. However, while rideshare companies like Lyft and Uber have become fixtures of the transportation industry, […]
enero 28, 2025
AgencyHow Your Car’s Make and Model Affect Your Insurance Premiums
When shopping for a new vehicle, it’s important to consider how a car’s make and model can significantly influence your insurance premiums. In , , understanding this relationship can help you make informed decisions about your next vehicle purchase. The Vehicle Safety Factor Insurance companies look closely at safety ratings and crash test results when calculating […]
diciembre 20, 2024
AgencyThe Pros and Cons of Usage-Based Auto Insurance—Is It Right for You?
Usage-based auto insurance (UBI) tailors premiums based on your actual driving behavior. This innovative approach leverages technology to monitor how, when and where you drive, offering a more personalized and potentially cost-effective insurance solution. The Pros of Usage-Based Auto Insurance One of the most significant advantages of UBI is the potential for cost savings. By […]