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Your driving record plays a crucial role in determining your auto insurance rates. Insurance companies assess your driving history to gauge the risk you pose as a driver. A clean record can lower premiums, while a history of violations or accidents can significantly increase your rates. Here’s how various factors related to your driving record […]

Medical payments (MedPay) insurance is optional for South Carolina drivers. It may help provide financial assistance for accident-related medical expenses for you and your passengers. MedPay policies pay only up to the dollar limit, so working with your agent to determine an appropriate limit is crucial. The can help you determine appropriate MedPay limits.  How […]

Understanding your auto insurance coverage options is crucial to ensure you’re adequately protected on the road. South Carolina’s insurance laws can be complex, but with the proper guidance, you can make informed decisions that suit your needs. Understanding Insurance Coverage Requirements In South Carolina, auto insurance requirements include two main types of coverage, including the […]